Terms of Service

Effective Date: 04/02/2023

Welcome to HVB Lithuania Private Bank (“we”, “our”, “the Bank”). These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our website or services.

1. Use of Our Services

Eligibility: You must be at least 18 years old and have the legal capacity to enter into these Terms to use our services.

Account Registration: You may need to register for an account to access certain services. You agree to provide accurate and complete information during registration and to keep your account information up to date.

Use Restrictions: You agree not to misuse our website or services, including but not limited to:

Using our services for any unlawful purpose.
Attempting to gain unauthorized access to our systems or networks.
Interfering with or disrupting the integrity or performance of our website or services.
Impersonating any person or entity.
2. Privacy

Your privacy is important to us. Please refer to our Privacy Policy [link to Privacy Policy] for information on how we collect, use, and disclose your information.

3. Intellectual Property

Ownership: All content on our website, including text, graphics, logos, images, and software, is the property of HVB Lithuania Private Bank or its licensors and is protected by intellectual property laws.

License: We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for your personal use.

4. Financial Services

General: Our services may include banking, financial advisory, and related services.

Accuracy: We strive to provide accurate and up-to-date information, but we do not warrant the accuracy, completeness, or reliability of any information on our website or services.

5. Limitation of Liability

To the extent permitted by law, HVB Lithuania Private Bank and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

6. Indemnification

You agree to indemnify and hold harmless HVB Lithuania Private Bank and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of our website or services or violation of these Terms.

7. Modifications to Terms

We may modify these Terms from time to time. We will notify you of any material changes by posting the updated Terms on our website. Your continued use of our website or services after such changes constitutes your acceptance of the updated Terms.

8. Termination

We reserve the right to terminate or suspend your access to our website or services at any time, without prior notice or liability, for any reason whatsoever.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles.

10. Contact Us

If you have any questions about these Terms, please contact us at:

HVB Lithuania Private Bank
Address: Konstitucijos pr. 21a, Vilnius, 09306 Vilniaus m. sav., Lithuania
info@hvblprivate.com